Mortgage calculator

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Northbeam is a free mortgage calculator that helps homebuyers estimate their monthly payment and understand the true cost of a loan. The hero — the first fold — should make it obvious this is a mortgage calculator: put an interactive calculator front and center with sliders and inputs for home price, down payment, interest rate, and loan term, updating a large monthly-payment figure and a payment-breakdown chart in real time. Below, include an amortization schedule, a breakdown of principal, interest, taxes, and insurance, and a short How your payment is calculated explainer. Core pages: Calculator, How It Works, Guides/Resources, and About. Design should feel trustworthy, clean, and premium — think fintech: soft neutral background, one confident accent color, clear typography, rounded cards, subtle chart animations, and generous white space. Use a unique fictional brand name and original copy — no placeholder text.

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